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Monday Messages

Welcome to WyHy's Monday Messages, your weekly dose of insightful financial tips and updates! Stay tuned each week for expert advice tailored to enhance your financial well-being. Don't forget to explore our archive for past gems and ensure you're always steps ahead in managing your finances effectively.
Phone with the words police in caller id
Fraud
2024-08-27

New Impersonation Scam

There is a concerning new scam that’s been reported in our community. In this scheme, scammers are pretending to be from the...
White percentage sign on blue background
Membership
2024-08-26

Do Credit Unions Offer Lower Loan Rates?

When it comes to managing your finances, finding the best interest rates can make a significant difference. One common quest...
woman with red nails typing on the computer with a credit score image next to her hands
Credit Score
2024-08-19

Understanding Your Credit Score

Your credit score is a vital part of your financial health. It influences everything from your loan inte...
Woman in glasses holding credit card
Credit Card
2024-08-12

First Credit Card: Do's and Don'ts

Ready to make the big leap into the land of credit? Credit cards offer great ways to earn points and rewards, get peace of m...
Girl Graduate Hugging Family member
Loans
2024-08-05

How Do Student Loans Work? A Simple Guide

At WyHy, we believe in empowering students to achieve their educational dreams. Understanding how student loans work is esse...
woman looking at phone app
Budgeting
2024-07-29

Are Budgeting Apps Worth It?

In the digital age, managing your finances has never been easier, thanks to budgeting apps. These tools offer convenience, a...
Fraud
2024-07-18

Fraud Alert- Phishing Text

We want to alert you to a recent phishing scam targeting our community. Some members have reported receiving texts asking th...
person working on digital banking on phone
Digital Banking
2024-07-15

5 Benefits of Digital Banking

In today’s fast-paced world, convenience and efficiency are more important than ever. Digital banking has revolutionized how...
Phone with text message
Uncategorized
2024-07-08

Fraudulent Texts

Scammers are becoming increasingly sophisticated in their attempts to steal your personal information. Recently, we've becom...
Image of LINK app on Phone
Financial Health
2024-06-10

The Future of Personal Finance is Here with Link

The Future of Personal Finance is Here with LINK We are thrilled to announce a groundbreaking addition to our suite of f...
Adventure planning
Budgeting
2024-05-24

How to Plan and Budget for Your Next Adventure

As the days grow longer and temperatures rise, summer vacation season is on the horizon, presenting the perfect opportunity ...
graduates throwing caps
Financial Health
2024-05-20

Tips for Graduates

As graduation season unfolds and the exhilarating transition from student life to professional endeavors begins, it's essent...
six teens in a group
Teens
2024-05-14

WyHy Partners With Stukent

More than 16,000 teens in Wyoming are being offered a unique, cutting-edge simulated financial literacy program — all thanks...
person putting money in piggy bank
Rates
2024-05-13

Unlock Higher Returns with WyHy's New Money Market Rates!

Looking for a flexible savings option that offers competitive returns without tying up your funds? ...
person holding phone
Smart Points
2024-05-01

WyHy Smart Points

Did you know, you can now see your Smart Points in WyHy home and mobile banking? You can, and it's easy! ...
couple looking at paper
Budgeting
2024-05-01

Easy Steps to Build a Budget

For many of us, making a budget seems like a daunting and stressful task. ...
entryway to house
Mortgage
2024-05-01

Home Equity Loan vs HELOC

With the equity you’ve built up in your home over the years, you could be sitting on a lot of money! ...
woman smiling holding card
Debit Card
2024-05-01

Take Control of Your Debit Card - New WyHy Card Controls

At WyHy, your financial security is one of our top priorities. ...
friends smiling
Membership
2024-05-01

Invite your Friends to Join our Family!

Do something nice for your friends this Valentine's Day: Refer them to the WyHy family! ...
person with calculator and pen
Financial Health
2024-04-30

How Is Your Financial Health?

There’s no doubt about it - improving financial health can improve health in general. ...
woman at an ITM or ATM
ITM
2024-04-30

ITMs – a new way to bank

Online banking has made remote banking extremely easy, but there are still times you need the help of an actual banking prof...
four people with arms around each other
Membership
2024-04-30

Refer. Reward. Repeat.

We love having you as a WyHy Member and we hope you love being a member! ...
a group of hands together
Membership
2024-04-30

Members Only - Credit Union Perks

June 26th marked the 88th anniversary of the Federal Credit Union Act, signed into law by President Franklin D. Roosevelt du...
a pile of credit cards
Credit Card
2024-04-30

How Many Credit Cards Should You Have?

The more credit cards you have, the more diligent you have to be about keeping up with your balances and due dates, especi...
woman holding tablet
Debt
2024-04-30

Debt Consolidation - What You Need To Know

Debt consolidation rolls multiple debts, typically high-interest debt such as credit card bills, into a single payment. ...
man holding woman up in hug
Mortgage
2024-04-30

Mortgage Options For Every Lifestyle

Whether you’re buying your first home or your tenth, WyHy is thrilled to announce we now have a full array of mortgage produ...
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Membership
2024-04-30

Membership Has its Privileges

Many of us can remember the American Express slogan in the 1990’s that said, “membership has its privileges.” ...
Student smiling for camera
Youth
2024-04-25

WyHy now supports student loans

At WyHy, we strive to offer the best financial solutions to our members. ...
woman standing in bakery
Membership
2024-04-22

Bank Where You Own The Place

There are many reasons why banking at WyHy is the smart choice. Unlike banks that are owned by investors, WyHy is owned by Y...
three people looking at paperwork and computer
Mortgage
2024-04-22

Promoting Smart Credit for Members Through Education and Financial Products

Home prices around the US have seen rapid increases since 2019. Property values are at their highest since 2005, increasing ...
woman looking at paper and computer
Digital Banking
2024-04-22

WyHy’s Convenient Online Bill Pay System

Gone are the days of receiving a stack paper bills in your mailbox and going through books of checks to pay them. A 2017 stu...
couple smiling at computer with papers
Digital Banking
2024-04-22

Cash Advance via Digital Banking

Take advantage of WyHy's 0% Balance Transfer / Cash Advance  ...
Family on couch
Youth
2024-04-18

Empowering the Next Generation

Equipping teens with essential life skills is important for their future success. ...
girl smiling
Youth
2024-04-15

Fostering Financial Literacy: WyHy's Guide for Kids

It's Youth Month, and at WyHy, we understand the profound impact that early exposure to financial literacy can have on a chi...
kids playing
Youth
2024-04-01

April is Youth Month!

This April, WyHy is excited to join in the national celebration of Credit Union Youth Month, a time dedicated to teaching ou...
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Savings
2024-03-04

Hidden Savings

Commonly Overlooked Tax Deductions ...
piles of change
Savings
2024-02-26

Transform Your Change Into Savings

Did you know that WyHy has a partnership with Coinstar, providing members with an innovative way to deposit funds? Well, it'...
two people smiling at another person
Mortgage
2024-02-13

Could you benefit from a VA loan?

Let's talk a little about VA loans and how our advisors at WyHy can help you get into the home of your dreams. ...
Kid holding hands up
Budgeting
2024-02-01

Money 101

Your teen has graduated high school and is off to college in the fall! You're probably thinking about the packing list, room...
Couple looking at papers
Investment
2024-01-29

Investment Opportunities at WyHy

In today's dynamic financial landscape, finding lucrative investment opportunities is crucial for securing a stable and pros...
couple looking at computer
Taxes
2024-01-19

Boost Your Tax Refund with a Traditional IRA

As tax season approaches, have you asked yourself, are you maximizing your tax refund potential? ...
hand holding card
Digital Banking
2024-01-15

WyHy Digital Banking Features You Should Know

In the ever-evolving landscape of banking, WyHy remains committed to providing our members with cutting-edge digital banking...
wooden home with family in background
Mortgage
2024-01-01

How An ARM Could Give You A Leg-Up In Today’s Home Loan Market

Adjustable Rate Mortgages, also known as ARMs, are a 30-year home loan type that has a lower interest rate for the first 5, ...
student holding books
Security
2023-10-09

Safeguard Yourself Against Student Loan Scams

As we usher in fall, millions of borrowers are resuming their monthly student loan payments. ...
hands holding phones
Debit Card
2023-09-11

Check Out Our Innovative Digital Card Issuance

In an era defined by digital innovation and on-the-go lifestyles, WyHy is at the forefront of banking technology with our la...
teen smiling with money
Youth
2023-09-04

Preparing Youth for Financial Freedom

As the back-to-school season starts, we want to remind you and your teens about an empowering opportunity that paves the way...
person holding card and phone
Fraud
2023-08-28

Protect Yourself from Phishing Text Scams

Imagine receiving a text message that seems to be from WyHy, urging you to log in to verify your account activity. ...
girl smiling
eAlerts
2023-08-07

Benefits of WyHy eAlerts for Traveling

You’ve planned every aspect of your summer vacation. ...
couple holding each other
Mortgage
2023-07-14

How to Prepare for a Successful Mortgage Application

Have you found yourself wondering if you could qualify for a mortgage, but you aren’t certain where to start? ...
business owners
Business
2023-07-10

Empowering Your Business Success

In today's fast-paced business landscape, having a reliable financial partner is essential for any organization striving for...
girl holding flag
Financial Health
2023-07-03

Financial independence and security

As Independence Day approaches, we're excited to celebrate the spirit of freedom, patriotism, and financial well-being with ...
man holding phone and card
Credit Card
2023-06-26

Know How Much Your Credit Card is Costing You?

If you're carrying a balance on your credit card, you may not realize just how much money you're losing to interest charges....
family looking at computer
Financial Health
2023-06-19

7 Tips to Model Healthy Money Management

As adults, how we handle finances sends a powerful message to children. ...
teen smiling
Youth
2023-05-29

Empowering Your Teen's Credit Journey

Your teen's credit history will have a lasting impact on their adulthood. ...
person with card
Fraud
2023-05-22

Protect Yourself From Fraud

In today's ever-evolving digital landscape, it's crucial to stay one step ahead of fraudsters who are constantly seeking way...
couple consoling each other
Fraud
2023-03-27

Tips to Avoid Debit Card Fraud

Your debit card is as necessary to have on hand as your cell phone, but that makes it an easy target for thieves. ...
piggy bank and money
Certificate
2023-01-23

What is a Certificate and How Do They Work?

Are you looking to invest your money but not sure what option is right for you? Consider a Certificate. ...
six teens in a group
Checking
2023-01-06

Is your Teen looking for Independence?

Did you know, kids who learn about personal finance early in life are more likely to make good financial decisions when they...
smiling woman with card and computer
Digital Banking
2022-09-26

Digital Banking - Making your life easier!

Life is busy. At WyHy, we try to make banking as simple as possible for our members. ...
dad and two kids painting walls
Mortgage
2022-05-02

What is a Hybrid HELOC?

In the past when you wanted to use your home’s equity you had to choose between the flexibility of a HELOC or the steady pay...
person with arms up out of car
Loans
2022-01-03

Do you have a GAP in your Auto Loan?

It's a known fact that a vehicle loses around 20% of its value during the first year you own it. During this same one-year p...