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Protect Yourself on the Road with WyHy’s Protection Services

Driving can be an unpredictable and sometimes stressful experience. From accidents to thefts and unexpected mechanical failures, many scenarios can leave you facing significant financial burdens. To provide peace of mind and protect your wallet, WyHy offers two essential protection services: Guaranteed Asset Protection (GAP) and Mechanical Breakdown Protection (MBP).
two hands covering a blue car

Guaranteed Asset Protection (GAP)

Accidents happen, and when they do, the financial repercussions can be severe. If your vehicle is totaled or stolen and not recovered, your insurance company will typically reimburse you based on the market value of the car. However, if this amount is less than what you owe on your loan, you could be left with the remaining balance—a situation that might mean paying for a car you no longer have.

WyHy’s GAP coverage steps in to protect you from this financial shortfall. It covers the difference between your insurance payout and the balance on your loan minus your deductible. This ensures you are not left with an outstanding loan balance on a vehicle you can no longer use.

Mechanical Breakdown Protection (MBP)

WyHy offers Mechanical Breakdown Protection (MBP), which extends coverage for mechanical or electrical repairs beyond the existing manufacturer's warranty. MBP helps ensure that the investment in your vehicle is protected and reduces the possibility of out-of-pocket expenses when your vehicle suffers an unexpected mechanical failure.

Additionally, WyHy provides an Electronics Package Protection option. This package includes coverage for:
  • GPS/Navigation systems
  • LCD Screens
  • DVD Players
  • Satellite Radios, MP3 Enabled Radios, Stereos
  • Back-up-Reverse Sensors
  • Rearview Back-up Cameras
MBP covers the cost of parts and labor for any covered repair, providing financial relief when you need it most.

Ready to Protect Yourself on the Road?

At WyHy, we understand the unique challenges that come with vehicle ownership. Our protection services are designed to offer you the security and support you need, ensuring that unexpected events don’t derail your financial well-being.

WyHy is committed to providing personalized financial advice and solutions tailored to each member’s needs. Whether you’re facing an unforeseen repair or dealing with the aftermath of an accident, WyHy is here to help you navigate these challenges with confidence.

Learn more about GAP and MBP, and find out how these essential services can safeguard your finances and provide peace of mind.

We're with you.