![Businessman talking on phone in office](/assets/files/hSxdLeSR/header-man-using-computer.jpg)
- Low Minimum Balance: Open a Share Savings Account with just a $5 minimum deposit, making it accessible for everyone.
- Dividend Earnings: Earn dividends on your balance, accrued daily and compounded quarterly, helping your savings grow over time.
- No Monthly Service Fees: Enjoy the benefits of saving without the burden of monthly service charges, allowing your money to work harder for you.
Share Savings Details
- High Yield Rates: Enjoy competitive interest rates that help you reach your savings goals faster.
- Low Minimum Balance: Open a Fast Trac Savings Account with a minimal initial deposit, making it easy to start saving.
- Flexible Access: Manage your account easily with online and mobile banking, allowing you to track and grow your savings conveniently.
Fast Trac Savings Details
- Competitive Rates: Benefit from higher interest rates than regular savings accounts, helping you grow your savings more effectively.
- Flexible Terms: Choose from a variety of terms ranging from 6 to 60 months to suit your financial goals and timelines.
- Guaranteed Returns: Enjoy fixed rates for the term of the certificate, providing predictable and secure growth for your investments.
WyHy Certificates Details
- Competitive Interest Rates: Earn higher interest rates compared to regular savings accounts, helping you maximize your savings.
- Tiered Rates: Benefit from tiered interest rates that reward higher balances with higher earnings.
- Flexible Access: Enjoy easy access to your funds with limited check-writing capabilities and no withdrawal penalties.
Money Market Details
- Tax Advantages: Benefit from tax-deferred growth with Traditional IRAs or tax-free withdrawals with Roth IRAs, depending on your financial goals.
- Flexible Contribution Options: Make contributions through payroll deductions, direct deposits, or manual deposits to fit your savings strategy.
- Diverse Investment Choices: Choose from a variety of term lengths and investment options.
IRA Details
- Tax Advantages: Enjoy tax-deductible contributions, tax-free withdrawals for qualified medical expenses, and tax-deferred growth on your savings.
- Flexible Spending: Use your HSA funds for a wide range of qualified medical expenses, with no deadlines for spending, ensuring you can save for future healthcare needs.
- Convenient Access: Manage your account online or through our mobile app, allowing you to track your balance, contributions, and withdrawals with ease.
HSA Details
- Flexible Terms: Easily amend, change, or terminate your trust account as your needs and circumstances evolve.
- Comprehensive Services: Access a wide range of financial services, including checking accounts, debit cards, direct deposits, and Certificates of Deposit (CDs).
- Unlimited Transactions: Enjoy the convenience of unlimited withdrawals and transfers without restrictions, providing easy access to your funds.
WyHy Trust Accounts
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![Two colleagues working on business plan](/assets/files/QcEqfnbg/medium-join-wyhy.jpg)
Why WyHy?
WyHy Credit Union now offers membership to anyone living, working, worshiping, or attending school in Wyoming. Additionally, we offer a referral program where members can earn rewards for referring friends and family to join WyHy and access various financial products and services!
![Person using drive-up ATM](/assets/files/OLDWlIm6/medium-itms.jpg)
What Are ITMs?
Interactive Teller Machines (ITMs) provide convenience and efficiency by combining ATM functionality with live WyHy professionals' assistance for various banking transactions. This offers a convenient way to bank from your car while receiving personalized service.