Refinance to lower monthly payment, remove mortgage insurance, or both.
If you love your home, but not your home loan we are here to help. We have a variety of options to help lower your monthly payment and remove private mortgage insurance.
Conventional Home Loans
Ideal for homeowners with 20 or more years remaining on their mortgage or looking to remove private mortgage insurance. Benefit from up to 30-year terms, no out-of-pocket closing costs, and the removal of private mortgage insurance at 80% loan to value.
- Up to a 30 year term to keep monthly payment low
- Escrow included in monthly payments
- No out of pocket closing costs
- Loan to value up to 97% based on appraised value
- Private mortgage insurance is removed at 80% loan to value -- take advantage of rising home values!
In House 20 year loans
Perfect for homeowners with 20 years or less remaining on their current loan. Enjoy minimal closing costs, loan-to-value up to 90%, and appraisal waivers for loan-to-value less than 80%.
- Up to 20 year term
- Minimal closing costs that can be included in loan amount for no out of pocket cost
- Loan to value up to 90%
- Appraisal waivers available with loan to value less than 80%
- Loan is serviced by your friendly WyHy staff