Purchase a Home
Home is where your heart is
Let's find you the perfect home where your heart truly belongs. Your home loan is a significant financial decision, and we're here to guide you through every step of the process. Work with our team of experienced WyHy home loan experts to turn your homeownership dreams into reality!
Loan Options Tailored to You
Partner with a WyHy home loan expert to explore a wide range of loan options designed to meet your unique needs:
- Conventional, VA, FHA, Jumbo, USDA, and Portfolio Loans: Choose from a variety of loan programs to find the perfect fit for your situation.
- Flexible Loan-to-Value (LTV) Ratios: Benefit from LTV ratios of up to 100%, allowing you to secure financing with minimal down payment requirements.
- Flexible Fixed-Rate Terms: Select from 10, 15, 20, and 30-year fixed-rate terms to match your long-term financial goals.
- Competitive Interest Rates: Access market-leading interest rates to ensure affordability and financial stability.
- Transparent Closing Costs: Enjoy competitive closing costs and fees, providing clarity and peace of mind throughout the loan process.
- Nationwide Availability: Our mortgages are available for properties in 40 states*, offering flexibility and accessibility.
- Comprehensive Loan Servicing: Rest assured that loan servicing and escrow account management will be handled with care for the duration of your loan.
- Options for Investment and Second Homes: Explore financing options for investment properties or second homes to expand your real estate portfolio.
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Adjustable-Rate Mortgages (ARMs): Enjoy lower initial interest rates and flexible terms with our Adjustable-Rate Mortgages, designed to adjust over time to fit your financial needs.
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Rate Buydown Options: Take advantage of our rate buydown options to reduce your interest rate for the first few years of your mortgage, making your home purchase more affordable.
Housing Counselor Tool
Utilize the Consumer Financial Protection Bureau's Housing Counselor Tool to access expert advice on various homeownership topics, including buying a home, renting, foreclosures, and credit issues. The tool allows you to:
- Locate HUD-Approved Counselors: Find the 10 closest HUD-approved counselors in your zip code.
- Discover Available Services: Learn about the services provided by each counselor, such as rental housing counseling, pre-purchase counseling, or default resolution counseling.
- Access Language Support: Identify counselors offering services in your preferred language.
Ready to Find Your Dream Home?
Contact us today to speak with a WyHy home loan expert and explore your homeownership options. Let us help you navigate the journey to homeownership with confidence and ease!
Already serviced by Colonial Savings? Access your account here.
Servion Servicing: Find it here
Ready to Get Started?
Embark on the exciting journey of homeownership today by taking the first step and applying for a home loan with us. Let our experienced team guide you through the process and turn your dream of owning a home into a reality!
Conventional, FHA, VA, and USDA loan programs offered in 40 of the 50 US States. Ineligible property locations: Alaska, Arizona, Hawaii, Massachusetts, Nevada, New York, Rhode Island, US Virgin Islands, Vermont, Virginia, and Washington D.C.