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Share Savings Accounts


Discover the benefits of membership at WyHy, a member-owned not-for-profit financial cooperative. Your initial share establishes your membership, with just a $10 deposit. 

Key Features & Requirements:

  • $10 ($5 is retained by WyHy as a membership fee and $5 remains a share par value in the account to maintain your active membership. This amount will show up in your balance, but is not an available balance for usage.
  • Minimum Balance: $5
  • No Monthly Service Charge
  • This account can be used as an overdraft protection tool
  • Dividends are figured on the member's average daily balance and compounded quarterly

Learn more about the privileges of membership and the advantages you'll enjoy.


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Why a WyHy Share Account?

A share account at WyHy is more than just a basic savings account—it's your key to membership in our not-for-profit financial cooperative. With a simple $10 initial deposit, you become a valued member-owner, participating in the cooperative's growth and success. Your share account not only establishes your membership but also grants you access to a range of exclusive benefits and privileges. Plus, with features like overdraft protection, flexible transfer options, and competitive dividends, your share account is designed to support your financial goals while helping to strengthen our community. 

a family of 5. Multiple generations

Expand your savings with additional share accounts:

Additional savings accounts may be added after a member's initial share savings account is opened and can be personalized for a variety needs.
 
  • Minimum Balance: $0
  • No Monthly Service Charge
  • Overdraft protection available
  • Up to six pre-authorized transfers permitted monthly
  • Unlimited in-person or ATM access
  • Dividends compounded quarterly








How It Works

Discover the simple steps to open your WyHy Share account today and unlock exclusive benefits while becoming part of our member-owned financial cooperative!

Account Opening

Begin by filling out a membership application form at any WyHy branch. Provide basic personal information such as your name, address, and contact details.

Initial Deposit

Make an initial deposit of $10 to open your WyHy Share account. This deposit includes a $5 membership fee, which establishes your ownership in the cooperative, and a $5 share par value, maintaining your active membership.

Access Account 

Once your account is open, you'll gain access to a range of banking services to manage your finances. Log in to online banking or our mobile app to view account balances, track transactions, pay bills, and more.

Enjoy the Benefits

Once your WyHy Share account is open, start enjoying the benefits of membership, including access to competitive dividends, flexible transfer options, and exclusive member perks designed to support your financial goals and enhance your banking experience!

Join WyHy and experience the benefits of membership today!

Unlock exclusive membership advantages today and elevate your financial journey with WyHy!
 

















Other WyHy Savings Options

Fast Trac Savings
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Fast track your savings goals! Reach your financial milestones quicker with competitive rates and easy access to your funds.  

Money Market
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Maximize your earnings with Money Market accounts—easy access to cash with higher returns!
 
Certificates
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Secure your savings with WyHy Certificates! Grow your money with guaranteed returns and flexible terms. Start investing today!  

IRAs
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Invest in your tomorrow with tax-advantaged savings options tailored to your financial goals. Secure your retirement future with WyHy IRAs.




HSAs
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Take control of your healthcare expenses with WyHy HSAs. Enjoy tax benefits while saving for medical costs. Start building your health and wealth. 

Trust Accounts
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Secure your assets and plan for the future with WyHy Trust Accounts. Safeguard your legacy and ensure your loved ones' financial security.
 



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