Holiday Loan
Start off 2025 Strong with a Holiday Loan from WyHy
Refresh your finances and achieve your goals!
The New Year is about fresh starts, not financial stress. Whether you're consolidating holiday debt, planning for upcoming expenses, or setting new goals, WyHy is here to help you refresh your finances and start 2025 strong.
Why Choose a WyHy Holiday Loan?
- Competitive Rates: Enjoy competitive rates designed with your budget in mind.
- Flexible Terms: Tailored repayment options so you can stay financially secure.
- Quick and Easy: Fast application process with funds available when you need them.
- No Hidden Fees: We’re transparent so you can borrow with confidence.
Holiday Loan Details
- No Credit Check Required: Access funds without worrying about your credit score.
- Instant Approval: Receive quick approval with just 6 clicks in 60 seconds.
- Loan Amount: Up to $2,000 with fixed 12-month terms.
- Application Fee: $20.00 application fee, charged regardless of loan approval.
- Automatic Payments: Set up automatic payments for peace of mind.
- Maximum 1 Holiday or QCash Loan may be opened at a time.
With a WyHy Holiday Loan You Can:
- Make memorable moments with your loved ones
- Stay ahead of seasonal bills without breaking a sweat
- End the year on a financially confident note
Start 2025 Strong!
A WyHy Holiday Loan is the perfect way to refresh your finances and step into the New Year stress-free. Whether you're tidying up holiday expenses or planning for new goals, we're here to help you make 2025 your best year yet!
Log Into Online or Mobile Banking
Use your WyHy Online Banking or the WyHy Mobile App.
Select Holiday Loan
Navigate to the loans section and choose Holiday Loan/QCash.
Complete Your Application
Fill in your details, submit, and relax!
Get Approved
Funds are typically available within 24 hours upon approval.
Holiday Loan FAQs
Do I need to provide collateral?
No! WyHy Holiday Loans are unsecured personal loans.
Is there a prepayment penalty?
Never! You can pay off your loan early without any extra fees.
Are there any fees?
A $20 non-refundable application fee is charged for each Holiday Loan application, regardless of approval status. The fee is deducted from your Checking or Savings account at the time of application. Payments 11+ days late incur a 5% Late Payment Fee.
What else should I know?
- The APR for the Holiday loan is a fixed rate for the duration of the loan.
- Must be a member for at least 6 months
- Maximum 1 loan at a time
- Eligibility for primary account holder only
The amount of the loan is determined by a proprietary algorithm from QCash. All loan applications are subject to review of eligibility and approval. The APR for the QCash loan is a fixed rate for the duration of the loan. The APR will be 17.99% APR. Late Payment Fee of 5% applies if payment is 11 or more days late. Loans are available to members who meet certain eligibility requirements and are considered a member in good standing. QCash loan is only available through online or mobile banking. No minimum credit score is required