WyHy Youth Guide: 3 Ways to Pay

Money is kind of a big deal. And knowing how to use it? That’s power. Whether you're buying your first ice cream cone with your own cash or using a debit card to grab a game online, understanding the different ways to pay can help you make smarter choices. Learning to pay smart now means you'll be the boss later. Here’s a breakdown of three ways to pay, and how they fit into your life right now:

💳 Debit Cards

Your everyday access to your own money.

What Are They?: Debit cards give you access to the money in your checking account. Debit cards use money you already have.
Who Can Use Them: WyHy debit cards are available starting when you enter high school (with an Independence Account!).
Where You Can Use Them: Online, at ATMs, and in most stores.
Why They're Cool: They are easy to carry. No need to dig for loose change. And great for budgeting if you stick to what you actually have.

PLUS... You can make your debit card your own with a WyHy Debit Card Sticker (free to all Independence Account holders)!

With a WyHy Independence Account, you don’t just get a debit card—you get a chance to show off your style. Choose from custom sticker designs that let your personality shine every time you spend. From bold to playful, it’s your card, your way.

Stop by your local branch to check out the latest designs and make your debit card uniquely you!

📱 Online Banking

Manage your money like a pro—without leaving your room.

What It Is: A way to check your account, send money, and pay bills online.
Who Can Use It: Anyone with a WyHy Account.
Why It’s Cool: You can check your balance anytime. You can transfer money between accounts. Pay bills (yeah, you’ll have those someday.) You can use it on your phone or tablet, allowing you to access it on the go.

💵Cash

Old-school, but still totally valid.

What Is It?: Physical money—bills and coins you can hold, count, and accidentally leave in your jeans.
Who Can Use It: Anyone! No age limit here.
Why It’s Cool: It's great for learning the value of money. You can only spend what you’ve got (no overspending!). Works almost everywhere in person.

No matter how you choose to pay, the important thing is knowing what’s coming in, what’s going out, and how to keep it all under control.

Want to practice with your own savings? Ask about our WyHy Youth Accounts and the 15-Month Smart Saver Certificate—we’ll even match your opening deposit up to $50.*

Because being smart with money starts now, and we’re with you every step of the way.

Check Out The WyHy Debit Card Sticker Options!

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