WyHy's Smart Points is our uniquely designed rewards program to show you, the member, our appreciation for your loyal membership! As a member, you earn 100 Smart Points for every year of membership — and for every dollar of interest paid or dividends earned you earn one point! And if that isn't easy enough, the more services you add the more points you earn. For example, we award points for direct deposit, Online Banking, Bill Pay, eStatements, eAlerts, new loans and referring a new member.
You don't have to sign-up for anything, or manually track and manage your Smart Points because you automatically start earning Smart Points when you perform certain actions, and we take care of all the tracking and management for you. So take a look at the very little you need to do in order to save money on a loan, or earn more on a deposit. It's just another way we thank you for being a member of WyHy.
Smart Points are easy to earn
1 point for every dollar of interest paid and 100 points for every year of membership and more:
- Direct Deposit: 250 points
- Online Banking: 250 points
- eStatements: 250 points
- Online Bill Pay: 100 points
- eAlerts: 100 points
- Refer a new member: 1,000 points
- New loan or new money greater than $5,000: 500 points
- Loan application submitted through WyHy.org: 250 points
Use them to save money!
Increase Term Share Certificate** 0.25% for 2,500 points or Lower Your Loan Rate 0.25% for 2,500 points.
*For Term Share Certificates 24 months and greater. Some restrictions may apply.
**SmartPoints discounts are not available for Real Estate Loans or VISA Credit Cards. The SmartPoints program also does not apply to mortgage product fees. Not all fees can be waived using SmartPoints. Contact us with any questions or to learn more.
**SmartPoints discounts are not available for Real Estate Loans or VISA Credit Cards. The SmartPoints program also does not apply to mortgage product fees. Not all fees can be waived using SmartPoints. Contact us with any questions or to learn more.