Family in car in snow

Cold Weather. Warm Cash

Warm Up to Extra Cash & Refinance Today!

Warm up your wallet this winter with WyHy’s Cold Weather Warm Cash promotion!


Enjoy the comfort of extra cash, no payments for 45 days, and lower rates when you refinance your auto loan with us.

What’s in it for you?

  • Up to 1.5% Cash Back: Get real cash back—up to $750—straight into your pocket.
  • No Payments for 45 Days: Stay cozy and stress-free for the next month and a half.
  • Lower Monthly Rates: Free up your finances with lower auto loan payments.


Unsure if refinancing is worth it?

Let us walk you through the potential savings and cash rewards—it might just make your decision easier.



Refinancing your auto loan with WyHy means more than just saving money—it’s about taking control of your finances with a partner you can trust.

With low rates, up to 1.5% cash back (up to $750), and no payments for 45 days, we make it easy to reduce your monthly expenses and free up extra cash.

Whether you’re a long-time member or new to WyHy, we’re here to help you enjoy the journey with a little less stress and a lot more rewards.










Why Refinance With WyHy?

At WyHy, we believe in keeping things simple and stress-free. Refinancing with us isn’t just rewarding—it’s effortless! Here’s why our members love refinancing with us:

Quick Application Process:

Fill out a short online form, and we’ll take it from there.

Guided Support:

Our friendly Member Service Advisors are here to answer your questions and guide you every step of the way.

Minimal Paperwork:

We keep the process efficient, so you can focus on the savings, not the stress.

Fast Decisions:

We’ll review your application and get back to you quickly—no long waits or unnecessary delays.
This is your chance to make car payments work for you. Refinancing has never been easier—or more rewarding!

Eligibility & Important Details

    • Only external auto loans (not currently financed with WyHy) are eligible.
    • Loans for motor-sport vehicles, trailers, boats, recreational vehicles, personal loans, credit cards, and real estate are excluded.
    • Membership eligibility required. Loan terms are subject to credit approval.
    • *APR = Annual Percentage Rate. Rates “as low as” dependent on creditworthiness and WyHy approval.










































01 /
*APR = Annual Percentage Rate. Rates “as low as” dependent on creditworthiness and subject to WyHy approval. Rates and Terms are subject to eligibility and may change without notice.

Some restrictions apply. Loan terms subject to credit approval. Loan interest accrues from loan origination date. Other conditions may apply. Membership eligibility required. Other discounts may not apply for certain promotional offers. Offer does not apply to clear titles for cashouts. Contact the Credit Union with questions.