A Term Share Certificate is an excellent choice to earn high rates on risk-free, short- to medium-term deposits. Your rate is guaranteed for the deposit term and your deposits are Federally Insured by the NCUA.
6 to 60 month Term Share Certificates
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Minimum Balance: $500
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Terms: 6 to 60 months
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Rates: Based on the dollar amount and term of the investment. The more you deposit, the greater the rate!
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Fixed rate, fixed term Certificates that provide a higher return than a regular share account
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Automatically renews at maturity with a 10 day grace period
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Dividends are accrued daily and compounded quarterly
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Earned dividends can be credited to the Certificate, taken by check or transferred to another share account quarterly
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Increase your rate with SmartPoints!
Contact Us to Open View Rates
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Designed for adults who want to help the youth in their life get on the right path to saving
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Open a SmartSavers Certificate for anyone age 0–17 and WyHy will match the opening deposit up to $50!*
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Additional funds can be added at any time during the original term of the Certificate
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Minimum Balance: $10
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Term: 15 months
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Rates: Based on the dollar amount and term of the investment. The more you deposit, the greater the rate!
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Automatically renews at maturity with a 10-day grace period, but if the balance has grown to $500 or more, the member is allowed to invest in any of the other certificate products without a penalty
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The certificate is available to all members, including those with IRA’s. WyHy will only do the matching of the opening deposit up to $50 if the accountholder is between ages 0–17.*
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Dividends are accrued daily and compounded quarterly
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Earned dividends can be credited to the Certificate, taken by check or transferred to another share account quarterly
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Increase your rate with SmartPoints!
Contact Us to Open View Rates